Low-interest rate loans for Mobile Money and Bank Agents .

Yami is a fintech company with unique money lending solutions. We make access to funds easier at affordable interest rates for mobile money and bank agents.

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Switching to Yami is easy

Our low-interest rate loans tailored for Mobile Money and Agency Banking, dedicated products for aggregators, and credit score system that rates performance have made us a reliable and cheap means of funding for mobile money and bank agents who are members of AMMBAN.

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Loan Processed

We have helped over 3000 AMMBAN members with business booster loans.

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Low Transaction Fee

Our interest rates are very low compared to the market rates.

AMMBAN Official Partners

Official Co-operative & financial partner for the Association of Mobile Money and Bank Agents in Nigeria.

Fuel Your Business Growth with Yami Affordable Loans.

We are glad to be disbursing essential  loans month after month, helping mobile money and bank agents access the funds they need to grow their businesses with flexible repayment terms and competitive interest rates.

tailored loan solutions for Mobile Money and Bank Agents

we understand the unique financial needs of Mobile Money and Bank Agents.

That’s why we offer affordable loan solutions tailored specifically for these businesses. Our loan facilities are designed to help you access the funds you need to grow your business without the high-interest rates typically associated with traditional lending institutions.

Frequently Asked Questions

What is Yami and what services does it offer?

Yami is a digital loan service company, tailored to offer bespoke loan support to mobile money and bank agents to enhance their financial Inclusion effort. Services offered include daily, weekly and monthly loan packages, financial advisory services and float support.

How can I become a member of Yami?

Yami is official financial partner for AMMBAN. Yami manages the cooperative arm of the association. So, if you are interested in benefiting from the services Yami offers, you have to be a registered and bonafide member AMMBAN and also enroll for the AMMBAN cooperative.

What types of loans does Yami offer?

Yami offers a series of daily, weekly and monthly loans majorly to be used as floats for your agency banking business.

What is the interest rate for Yami loans?

The interest rate is friendly, easy, and specially tailored to support agents. Interest rates are also fixed based on your performance, credit score and patronage overtime.

How long does it take to process an Yami loan application?

Within 24 hours after meeting all the necessary conditions.

Can I use an Yami loan to expand my mobile money or bank agent business?

Yes, we have a special loan package for business expansion. However, loan given to you for float MUST not be used for business expansion purposes.

What happens if I default on an Yami loan?

Yami will expect that you payback your loan as at when due. Failure to payback affects your group members. Yami will thereafter take steps to recover the loan by our legal/recovery team.

Is group lending part of Yami offering?

Yes, part of the requirements for accessing Yami loan is that you MUST belong to a group, your performance is tied to that group.

How does Yami rate my credit score and determine the loan amount?

Credit score is based on your performance in prompt repayment of your loan and that of your group members.

What are the eligibility requirements for any Yami loan?

You must be a member of AMMBAN, you must be Operating agency business in Nigeria and you must have been in business for a minimum of 3 months.

How can I contact Yami for more information or assistance with my loan application?

You can contact Yami through the info below
yamiapp.ng@gmail.com

Get started today

Are you ready to boost your business with Yami’s cutting-edge loan packages?

Official Co-operative & financial partner for the Association of Mobile Money and Bank Agents in Nigeria (AMMBAN)

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